Credit Analyst Financial & Banking - Saint Louis, MO at Geebo

Credit Analyst

Must be available Monday - Friday 8:00am - 5:00pm.
Bachelor's degree in Business, Economics, Finance, or Accounting. Minimum of 12 hours of accounting.
Possess good judgment skills. Ability to make decisions within prescribed guidelines, research and solve problems, handle confidential information and manage multiple tasks.
Ability to read, write, and speak English.
Excellent verbal, listening and communication skills. Strong customer relations skills and ability to work with employees and customers in a cooperative manner. Ability and desire to work as part of a team, and with people of diverse backgrounds
Strong organizational skills and attention to detail. Must be able to work independently, have a great degree of initiative. Willingness to assume additional responsibilities/duties/projects as they arise.
Ability to operate office equipment including PC's, calculators, telephones, voice mail, copy and fax machines. Must be proficient with Microsoft Word and Excel.
Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Ability to drive a vehicle. Must maintain a current, valid driver's license and an acceptable driving record for bank insurance purposes.
Job Description: This full-time position is located at the Des Peres Admin Facility with Central Bank of St. Louis.
The individual in this position has been newly hired into the Credit Analyst position, possessing less than 12 months experience. They will be learning the various responsibilities of the CA position and commercial loan business to include understanding financial statements, cash flow analysis, system software, etc. Also responsible for conducting relationships and activities consistent with established Bank policies, procedures and systems, the corporate code of conduct, Bank Secrecy Act and all applicable State and Federal laws and regulations.
ESSENTIAL DUTIES AND
Responsibilities:
Learn to spread company financial statements and tax returns in CASH.
Understand how the balance sheet and income statements work together.
Begin to understand cash flow
Become familiar with relevant software programs.
Understand terms and structure of a loan / transaction.
Understand the major components of an appraisal.
Learn to complete collateral reviews for renewals, etc.
Review and gain familiarity with loan documents.
Complete product training.
Complete the Omega training program.
Other duties and projects as assigned, based on completion of identified learning objectives.
ADDITIONAL DUTIES AND
Responsibilities:
Assist others as needed. The position may be assigned other duties and responsibilities and may be assigned work or training at other assigned locations.
. Apply now!Estimated Salary: $20 to $28 per hour based on qualifications.

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